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Tanto la Ley de Portabilidad y Responsabilidad de Seguros Mdicos (HIPAA) como la Ley de Informacin Gentica y No Discriminacin (GINA) ofrecen algunas protecciones. La HIPAA ha mejorado la privacidad de los registros mdicos, mientras que GINA prohbe a las compaas de seguros mdicos utilizar la informacin gentica para tomar decisiones de cobertura. Sin embargo, GINA no cubre seguros de vida o de cuidado a largo plazo o de discapacidad..

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